Estate Planning is seldom considered but should be a priority in one's life. Janet Richmond, a partner at Getnick Livingstone Atkinson and Prioe, LLP., was a recent after dinner speaker at the Little Falls Rotary Club.

Richmond explained the basic five step process about estate planning; 'Who' is everyone should have a plan; 'Why' is because a good plan creates certainty and protects your family and your children; 'When' is as soon as possible; 'What' includes health proxy's, power's of attorney, control payments of bills, and trusts which can protect your assets; and lastly, 'How' is where you create an estate plan through an attorney so that all current and future needs are considered.

Richmond graduated from State University of New York, has worked in Washington with the Securities and Exchange Commission and Department of Energy, served as an adjunct professor at the University of Northern Iowa teaching Law before moving to Utica in 1988, where she current manages the partnership Estate Planning Department.

Pictured with Janet Richmond are Rotarians David Keyser (left) and Ernie Pelli.